Provident Fund ya PF ek aisa fund hota hai jisme aapki salary ka ek hissa har mahine save hota hai, jise aap retirement ke baad ya kisi emergency me nikal sakte hain. Agar aap soch rahe hain “PF se paisa kaise nikale?”, to yahaan aapko milega step-by-step process online aur offline dono tarike se paisa withdraw karne ka.
PF Ka Paisa Kab Nikala Ja Sakta Hai?
✔ Job chodne ke baad 2 mahine ke baad
✔ Medical emergency ke liye
✔ Shaadi, education, ya ghar banwane ke liye partial withdrawal
✔ Retirement ke baad (58 saal ke baad) full withdrawal
PF Paisa Nikalne Ki Eligibility
✔ Aapka UAN (Universal Account Number) activated hona chahiye
✔ Aapka Aadhaar, PAN aur bank account UAN se linked hona chahiye
✔ KYC verified ho
✔ EPFO portal me login ka access ho
0PF Paisa Online Kaise Nikale?
EPFO Portal Par Login Karein
✔ Visit karein: https://unifiedportal-mem.epfindia.gov.in/memberinterface/
✔ UAN number, password aur captcha daalkar login karein
Online Services Par Click Karein
✔ Top menu me “Online Services” par jayein
✔ “Claim (Form-31, 19 & 10C)” select karein
Details Bharna
✔ Aapka naam, Aadhaar, bank details dikhenge (check karein)
✔ “Proceed for Online Claim” par click karein
Claim Type Select Karein
✔ Full PF settlement, partial withdrawal ya pension withdrawal choose karein
✔ Reason mention karein (e.g. illness, marriage, education)
✔ Submit par click karein
➡ Claim submit hone ke baad 7-10 din me paisa aapke bank account me aa jata hai
PF Paisa Offline Kaise Nikale?
✔ Nearest EPFO office se Form-19 (full withdrawal) ya Form-31 (advance withdrawal) lein
✔ Form me details bharke, bank passbook copy aur Aadhaar ke sath submit karein
✔ Employer se sign aur stamp lein
✔ Office me form jama karne ke baad verification ke baad paisa release hota hai
PF Withdrawal Ke Liye Documents
✔ Aadhaar Card
✔ PAN Card
✔ Cancelled cheque ya passbook copy
✔ UAN number
✔ Employer ka approval (offline method me)
PF Withdrawal Status Kaise Check Karein?
✔ EPFO portal par login karein
✔ “Track Claim Status” option par click karein
✔ Aapke claim ka current status dikhega (Under Process, Approved, Rejected etc.)
PF se paisa nikalna aaj ke time me bahut asaan aur digital ho chuka hai. Agar aapka UAN, Aadhaar aur bank details verified hain to aap EPFO ke official website se ghar baithe hi paisa withdraw kar sakte hain. Zarurat padne par aap offline bhi form bhar ke paisa le sakte hain. Hamesha dhyan rakhein ki form sahi tareeke se bhara ho aur documents valid hon.